Affordable Care Act Info

United HealthCare Bronze Plan RatesIn 2010, the federal government approved a law - the Patient Protection and Affordable Care Act (Affordable Care Act) - to increase the number of Americans with health insurance and cut the cost of health care.

The law is important to Californians because it provides financial assistance to help individuals and small businesses pay for health insurance. Those who already have affordable health insurance don't need to take any action, unless they lose their coverage for certain reasons, such as the loss of a job.

To help those without health insurance get covered, the Affordable Care Act included a requirement that states either set up their own marketplace for people to buy health insurance or have one set up by the federal government. These marketplaces will offer one-stop shops where people can compare health insurance plans and buy the plan that works best for them, their family and their budget. California chose to set up its own marketplace - Covered California™ - as its doorway to health coverage. California also decided to expand its Medi-Cal program, and Covered California is the place to go to find out if you are eligible.

Covered California Info




What is Covered California?

Covered California can help you find health insurance that meets your needs and fits your budget. Covered California was created to develop an easy-to-use marketplace where most Californians can get health coverage that cannot be denied by health insurance companies or canceled if they are sick or have a pre-existing health condition. Covered California offers "one-stop shopping" to find and compare private health insurance options. You may also be eligible for a new kind of tax credit that lowers your monthly premium right away. Open Enrollment for health insurance coverage through Covered California begins October 2013 for coverage starting as early as January 1, 2014.