Student Accident Insurance
The San Diego Community College District provides accident insurance for students and student athletes for accidents resulting in injuries occurring on District property or during certain off campus activities. Illnesses are not covered by Student Accident Insurance. The insurance is secondary insurance and pays only those specified medical expenses not covered by the student's own medical insurance. The policy has various coverage limits and is not a substitute for private medical insurance.
To file a claim, students must report injuries to their campus Student Health Service, or the Athletic Department (for athletic injuries). A district representative will complete the Student Accident/Injury Report (contact Risk Management for form) and route as indicated on the form. The Student Health Office or Athletic Department representative will provide the student with the necessary student insurance forms, if warranted. It is important to report injuries as soon as possible after an accident, as the insurance has strict claims reporting procedures.